Last Updated: January 2024
1. Introduction:
Welcome to Onyx Ventures (“we,” “our,” or “us”). At Onyx Ventures, we are dedicated to protecting your privacy and safeguarding your personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you use our website, engage with our services, or interact with us in any way.
By accessing or using our website, applying for our services, or otherwise interacting with us, you consent to the practices described in this Privacy Policy. If you do not agree with our practices, please do not use our website or services.
2. Information We Collect:
We may collect the following types of information:
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Personal Information: This includes information such as your name, contact details (email address, phone number), financial information, and/or other identifying information when voluntarily provided by you.
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Loan Application Data: Information you provide in your loan application, including property details, loan amount, and purpose of the loan.
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Usage Data: We may collect information about your interactions with our website, such as your IP address, browser type, device information, pages visited, and actions taken.
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Cookies and Tracking Technologies: We may use cookies, web beacons, and similar technologies to collect information about your browsing activity on our website.
3. How We Use Your Information:
We may use your information for the following purposes:
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To process and evaluate your loan application.
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To communicate with you about your loan application and provide updates.
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To personalize and improve your experience on our website.
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To send you relevant information about our services and promotions.
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To comply with legal requirements and regulations.
4. Disclosure of Your Information:
We may share your information with the following parties:
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Service Providers: We may disclose your information to third-party service providers who assist us in processing loan applications, evaluating creditworthiness, and providing support services.
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Lending Partners: Your information may be shared with lending partners to facilitate the loan approval process.
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Legal Requirements: We may disclose your information to comply with applicable laws, regulations, legal processes, or government requests.
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Business Transfers: In the event of a merger, acquisition, or sale of all or part of our assets, your information may be transferred as part of the transaction.
5. Your Choices:
You have certain rights regarding your personal information, including:
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Access: You can request access to the personal information we hold about you and ask for corrections, updates, or deletion.
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Marketing Communications: You can opt-out of receiving marketing communications from us by following the unsubscribe instructions in our emails.
6. Security:
We employ reasonable security measures to protect your personal and financial information. However, please be aware that no method of transmission over the internet or electronic storage is entirely secure, and we cannot guarantee absolute security.
7. Changes to this Privacy Policy:
We may update this Privacy Policy to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be reflected by posting the updated Privacy Policy on our website with a revised “Last Updated” date.
8. Contact Us:
If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at [email protected]. We are committed to addressing any inquiries or concerns promptly.